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Having a rich-Dad mindset is about focusing on the financial aspects of abundant thinking, rather than just the psychological. This involves analyzing how you view certain pertinent financial questions, and swapping a scarcity or deficit thought for an abundant thought.

“I can’t afford” becomes “how can I afford?” when abundant thinking is applied. This is because saying you can’t do something closes down possibilities and tells the universe that this option no longer exists for you.

“My kids make me poor” becomes “I want to be rich for my kids” with abundant thinking. This is not focusing on the expense of having children, but on the duty to create a more secure life for them.

"I don’t care about money" becomes "money is power" when abundant thinking is applied. The idea that money is somehow “dirty” is exchanged for the acceptance that money allows a person to have more choices in life.

"Don't take financial risks" becomes "take calculated risks” with abundant thinking. This is about trying to put your money to work whilst mitigating the risks involved.

"Pay myself last" becomes "pay myself first" with abundant thinking. This ensures that there is finance available for investments so further returns can be possible.

“The state will provide for me” becomes “I take responsibility for myself” when abundant thinking is applied. This counters entitlement thinking by teaching financial self-reliance.

“Academic literacy is important” becomes “academic literacy and financial literacy are important” with abundant thinking. This provides a firm grounding for the real world.

"I work for my money" becomes "my money works for me" with abundant thinking. This is about removing yourself from the “rat race” and accepting that you are responsible for your own destiny.

“Making money is important” becomes “managing money is important” with abundant thinking. This concerns the ability to establish financial education that lasts a lifetime.

"My house is an asset" becomes "my house is a liability" when abundant thinking is applied. Although this may seem the wrong way around, this argues that anything that drains your finances is a liability, as a mortgage does.

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If you are already in business, you may already have a reasonable idea of what your unique niche already is. Most people enter into business, whatever its size, because they have an interest in the product or service they are selling. Perhaps you have qualifications within the industry your business operates or you have previously sold products and gained experience with the produce you are now selling yourself.

Your niche is the primary product you are selling and the secondary products are those products that support the primary product. If you do not have a primary product, then your primary product should be the product you are currently ranking as your bestseller with customers.

If you are reading this eBook with the intention of starting your own business then consider the products or services that already have your personal interest. Investigate which of these are already in high demand with prospective customers. If you remain undecided about your business focus, choosing the product or service already in demand, will provide you with a potential niche focus.

Knowing which product or service to sell is at least in the early stages of developing a business, the easy stage. The important point is not to grow your niche too big too quickly without having identified the niche group to market it too. Most businesses fail by trying to expand too quickly and without the customer or client base to support the expansion.

When determining how to market the niche, it is tempting to take advantage of all the Internet marketing tools and develop strategies more focused on optimizing a website for search engines in the hope of attracting new customers. This temptation may attract traffic to your website, but it is not necessarily going to mean those visitors will become customers who will remain loyal to your business.

When we remember, the role that developing relationships play in building wealth potential, it is easy to understand why statistics show that the best way to increase business is to develop relationships with your existing customers. This approach to customer service, contributes to customer loyalty to your products and services. Their word of mouth recommendation of your products and services will attract its own traffic.

Building a niche focus group does not mean not implementing optimization techniques to build a broader customer base, but rather encourages the resources and financial assets be directed towards an already interested market base. This enables the business to reward customer loyalty and build on existing relationships, rather than constantly needing to build new ones to maintain sales and profits.

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Start right

When a staff member joins your team, give them time to become fully acclimatized to your company. The sooner they settle, the sooner you can start to reap rewards. It will help if you complete an induction and a detailed contract of employment, which outlines what you expect from them.

Create expectations

Strange as it may sound, some employees do not have a clear sense of their role. Such confusion can cause arguments, or even duplication or omission of tasks. This is clearly bad for productivity. Your team needs to know their job and responsibilities; a job description will help.

Stand back

Part of empowering your team is trusting they can get on with the job without you peering over their shoulder every fifteen minutes. If you want staff members to flourish, they should be allowed to get on with their job. Of course you need to keep a watchful eye, but there is a happy medium where they know you trust them. Your team is more likely to over-perform if they feel good about what they are doing. Motivated staff work harder. Money is often not the prime motivator. They want to know what is expected of them, and then they want to be allowed to get on with it. This is far easier if the right people are employed in the first place.

Communication

Effective communication is the lifeblood of any organization, regardless of its size. That may mean face-to-face talks or pinning notes on a board.

Provided your team knows what’s going on, you are being an effective leader. Try asking your team how they prefer communication to happen. This helps to empower them.

Keep communicating It can happen that there is a sincere intention to improve communication, and it all starts off positively: team briefs, newsletters; intranets, etc. Then things start to slow down. As a leader you should not let this happen. It may mean important information is not imparted, or you are viewed as not bothered how the team is getting on.

Be honest

Communication is not much use if your team believes it is not getting the whole picture. Bad news is still news, and you must trust that your people are mature enough to handle it, or you may find they are insulted and no longer believe what you tell them. This does not mean shouting every piece of office gossip from the rooftop, but it does mean keeping your team abreast of all that is pertinent to them.

Consultation

Effective consultation is a vital tool to improving performance. Your team members have specific roles. Your collective overview may be more knowledgeable, but there may be team members whose specific knowledge is greater than yours. Asking for their opinion is not weak; it is sensible, and it serves to empower that team member. The more facts you have, the easier and more effective your decision-making will be. Getting the most out of your team is greatly aided by effective consultation and it demonstrates respect from you to them.

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If you are just beginning your journey with essential oils and aromatherapy there are a few oils that will help you get started. These are some of the easiest to find yet versatile essential oils. Not only are they used for therapeutic purposes but can also be used in many other applications.

Some of these include making natural cleaning products and gardening. In addition to the oils you will need some way to get them into your lungs. An aroma diffuser is a good way to do this.

An aroma diffuser puts the essential oils into the air quickly and spreads them about the room which allows you to get your therapy by just relaxing and breathing deeply. They come in all different shapes and styles so you can purchase one that matches the décor in each room of your home.

Some run with the use of an open flame while others are powered by electricity. You can even get aromatherapy diffusers that work in your car.

Lavender is a non toxic and non irritant essential oil. It is extracted through steam distillation from flowering tops of the lavender plant. Lavender has long been a folk remedy used to calm an upset stomach. Lavender has both soothing and reviving properties.

Lavender oil should be clear to pale yellow in will smell sweet with floral and woody undertones. It blends well with other floral and citrus essential oils.

As aromatherapy it has a variety of health benefits. It?s pleasant and calming scent makes it helpful in treating nerves and headaches, anxiety, depression, and emotional stress. It also increases mental stamina and calms exhaustion.

Lavender essential oil is often recommended to treat insomnia as its scent can induce sleep. Massage with lavender oil can remedy all types of soreness and pain even when it is deep in the joints.

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Your health is your chief asset. You are only as successful as you are healthy. This is one aspect of our lives that we should give the highest priority, but, sadly, there are a very few people who take care of their health.

However, if you take a look at the daily routines of the most successful people from around the world, you will see that they have always been keenly observant about their health. They make sure that they live healthily, abhor all vices and take care of not only their physical but also their mental health.

You could also control the reins of your health, and you should do it now before it gets too late. Health is something that keeps deteriorating if it is not taken care of. The most terrible thing about it is that after it deteriorates beyond a point, then there is nothing you can do about it. When such a point arrives, all the money, relationships, goodwill, fame, etc. that you have built all through your life become a sordid waste.

If you want to be a really successful person and keep control over your success all through your life, then you should tread cautiously at every moment in life. It is never too early to begin.

The interesting point here is that the seven habits can be quite effectively used to improve personal health as well. Yes, that is true. Though you might feel that health is a purely biological thing and there is very little you can do about it in most cases, the fact is that there is a lot more you can control about your health than you think.

If you are optimistic and follow the right practices, you will not only be able to master your health, but you will do it in an amazing manner.

In the following pages, we shall see how the seven habits can be used to improve your health. Now, I am not going to tell you that you will live forever using the seven habits, because the Good Lord hasn’t ordained it to be so. But, every moment that we exist on the earth should be filled with health and happiness. We should be able to do what we please as long as we are alive. Our health should not be an impediment in doing that.

Stephen Covey’s model can be used to do that… to gain mastery over health. Though you cannot change biological inevitabilities, you can at least ensure that as long as you live, you are healthy and don’t have to succumb to the dictates of poor health any more than you should.

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You should already understand very well how affirmations can be used to improve the quality of your thoughts at a personal level. It is not difficult to grasp how a positive attitude can create a more attractive and amenable personality, so that other people respond more positively in return.

However, there is another aspect to affirmations, and that is how positive thoughts are transmitted to the universe. This is an area that requires a leap of faith, although there is also sound evidence for believing that such a form of communication is possible.

Firstly, let’s look at what this deals with. The suggestion here is that we are a minuscule part of a cosmic whole. That cosmic whole is the creator of everything in the universe and it goes by various names. Some obviously refer to it as God or the Divine; others who are not religious call it the Universal Mind, Universal Consciousness, or Cosmic Power. As we are a part of it, so our thoughts are connected with it, and we can therefore communicate our thoughts and desires to it. As it is the ultimate creator of everything in existence, and continues to be so, it is thus able to reply to our desires and create the exact circumstances in our lives that we have requested. However, just like our own minds, the Universal Mind is an order-taker and so we have to be extremely careful what we ask for, i.e. think of.

It is not unusual for people to balk at this idea. We look in the mirror and see a separate entity, connected to nothing else around us in physical terms other than the ground we stand on. Our border is defined by our skin, and it is therefore easy to doubt a connection to anything outside ourselves. However, your cell phone is also a separate entity, yet you do not deny its ability to connect you with another person on the other side of the world with no wires involved. Why then is it such a leap to suppose there is a form of communication that might allow our thoughts to be sent half way around the world, and to all parts of the world?

There is certainly plenty of anecdotal evidence of telepathic abilities in humans, and many laboratory tests have proven that information can be transmitted from one person’s mind to another in a remote location. Perhaps this is the tip of the iceberg. Perhaps these people are just the select few who are cognizant of their abilities. It might be that we all have this power but are not sufficiently aware of it to bother trying to channel it.

Thankfully, to a certain extent, science can help us overcome our doubts about universal communication. In scientific terms, everything in the universe is made up of just one thing: atoms. The atom is a basic unit of matter consisting of a central nucleus surrounded by a cloud of negatively-charged electrons. Although this matter may take on different forms – solid, liquid, gas and plasma – so that we see different objects all around us, everything is matter.

More importantly, the atoms in your body are actually 99.99% vacuum, which means pure energy. These are the same atoms that are found in everything else in the universe. Energy is in us, flows through us, and is all around us. We may not be able to see it, but we are all connected to each other and to everything else in the universe. Although it is certainly not proof beyond a reasonable doubt, it does at least provide a theoretical reason why your affirmations can be carried far and wide.

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If you are just beginning your journey with essential oils and aromatherapy there are a few oils that will help you get started. These are some of the easiest to find yet versatile essential oils. Not only are they used for therapeutic purposes but can also be used in many other applications.

Some of these include making natural cleaning products and gardening. In addition to the oils you will need some way to get them into your lungs. An aroma diffuser is a good way to do this.

An aroma diffuser puts the essential oils into the air quickly and spreads them about the room which allows you to get your therapy by just relaxing and breathing deeply. They come in all different shapes and styles so you can purchase one that matches the décor in each room of your home.

Some run with the use of an open flame while others are powered by electricity. You can even get aromatherapy diffusers that work in your car.

Lavender is a non toxic and non irritant essential oil. It is extracted through steam distillation from flowering tops of the lavender plant. Lavender has long been a folk remedy used to calm an upset stomach. Lavender has both soothing and reviving properties.

Lavender oil should be clear to pale yellow in will smell sweet with floral and woody undertones. It blends well with other floral and citrus essential oils.

As aromatherapy it has a variety of health benefits. It?s pleasant and calming scent makes it helpful in treating nerves and headaches, anxiety, depression, and emotional stress. It also increases mental stamina and calms exhaustion.

Lavender essential oil is often recommended to treat insomnia as its scent can induce sleep. Massage with lavender oil can remedy all types of soreness and pain even when it is deep in the joints.