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Chapter 7: Cut Them Up

Synopsis

One strategy for reducing charge card debt suggested by financial planners is to freeze your cards in blocks of ice, helping you avoid the enticement of inessential purchases.

Out Of Reach

A long time ago, a financial planner told customers to freeze their charge cards in blocks of ice. When they were enticed to spend, they would be forced to dissolve the ice, giving them time to take a second thought about an impulse purchase.

An even more beneficial answer is to cut up your cards totally so that you can not charge anything else to them. What good does it do to stop up holes in your boat in you are perpetually drilling fresh ones in the side?

Some people may be thinking...But I can not pay my bills without a charge card! That means that I do not get to eat.

This might sound cruel, but I have news for you: you are not paying your bills really. The charge card is simply allowing you to put off the crack of doom and helping to guarantee that when it does come, it will be much worse than you ever thought.

If you are correct, you will almost sure as shooting qualify for free food assistance in your state (if you do not, move to a state where you do - I'm being serious). In a few states, you are able to get up to three hundred or four hundred dollars per month in tax-exempt food money on a debit card. If you do not qualify, then you have a spending issue and you are still making justifications (go back to chapter !)?

If you still state you can not make due: you really are full of it. Once again, my apologies, but it's straight up.

When I was in my younger years, I moved to another state so I could pay one hundred eighty dollars for my half of the monthly rent for an apartment I split with my best friend. At the time, I was bringing in a six-figure investment portfolio income and nearly no debt. My goal was to build up my wealth at that point in my life. Was it pleasurable? Not totally. However I wanted something very few individuals accomplish - complete and total financial independence.

I had a family member who slept on an air mattress for a year and a half so that he could save more than $40,000 by the time he left the Marine Corps at 25 years old. If I can do it, and he can do it, then there is utterly no reason you should not be able do it. Get determined and reach for what you want and keep the credit cards out of reach.

Chapter 8: Other Income

Synopsis

Find a way to bring in some extra money.

I knew someone else who decided she would like to get herself out of debt. She decided that inside one year, she was going to have paid back totally everything in her life, down to the spick-and-span new car she had bought recently.

She went and got a job as a bartender on top of her day job, pitting away every cent after taxes and utilizing it to pay down the outstanding balances on her accounts. She temporarily put all investing on hold, including retirement shares, to accomplish the goal she had determined she would accomplish.

What she has accomplished in short order has been absolutely astonishing. With six months to go, it appears that she is going to easily get to her goal. By bringing in more money into the equation, she was able to blend cost savings from her regular job (she as well did away with her cellular phone, cable, and a lot of other unneeded items) to have double the effect.

Once this self-imposed financial diet is all over, her monthly revenue will go up by as much as several thousand dollars without a single supplementary hour of work. In effect, she gave herself a pay raise. In spite of raising her youngsters and working two jobs, she likewise recently enrolled in college to go back and acquire her degree.

The point of this story is a mighty one. There is absolutely nothing you cannot achieve if you center yourself and are willing to take on the sacrifice necessary to accomplish it. In her case, that's going to mean a year of around-the-clock work to give herself a fresh balance sheet and more beneficial job opportunities. A long time from now, I am willing to bet that she will look back and recognize that this twelve month period was what allowed her to go after her bigger goals and dreams, which include establishing her very own business.

As the old saying goes, till the pain of staying the same surpasses the pain of change, you're unlikely to move. I hope it doesn't take that for you to get empowered and free yourself from financial slavery.

Chapter 9: Bankruptcy

Synopsis

In the domain of personal finance, the "big red button", the atomic option, is taking bankruptcy.

Charge card companies, many of which are possessed by banks, have a lot of priorities. The first, naturally, is to yield profit for the parent company and its shareowners (you might actually be a shareholder through the mutual funds you hold in a 401(k) account without even recognizing it).

When it becomes evident that somebody might be unable to pay his or her balance, there's a priority shift that happens that may work to your advantage. The bank or charge card company becomes concerned with one matter and one matter only: Getting as much of the balance back from you as conceivable and closing or restricting your account. How come? This lets them avoid charging off the amount on their earnings report, which would cause their stock to fall, management to get lower bonuses, and maybe even dividend payments to stockholders to be reduced.

If you declare bankruptcy, it's possible that the entire credit balance will be annihilated because charge card debt is called unsecured in most all cases. That means that it isn't backed up by any specific collateral, just your promise to repay. This would be the worst-case scenario for the charge card company.

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Chapter 7: Accomplishing Goals

Synopsis

Every specific type of game has its own goal to be accomplished. The players may have the right on how they are going to bring success into their own adventure. But in general, adventure games got one main goal which every player might also realize.

Most adventure games have been using an inventory that is accessible along with gathered items that can be utilized within the scenario. At times, there are several objects that maybe combined to make another useful item. The players can pick only some items within the game.

Goals

In the world of action/adventure game, players will realize far more different type of goal to accomplish. This is totally different from the goal of “kill evil dudes” or “saving the princess’. However, these are actually the moment-to-moment and local goals that players are facing all throughout their game experience.

On the other hand, in non-interactive stories, characters behave in a particular way due to the reason that they work for narrative.

In some types of adventure game, they have more specific goal that should be accomplished. For instance, puzzles got distinct set up. The entire idea in this game is to consistently bring up the riddles for players to solve. After that, they can easily create the story out of what they got. What provides these players directions and goals is the requirement of currently unsolved and encountered puzzles.

Combat and puzzles have been regarded as the well-known ways to set p goals. Many platform games simply require the players to walk in a single path. These games do not have great story content but most experimental games got this feature.

The end goal of an adventure game is to be able to reach the end part of its story. Most games are using point systems as a reward. These rewards allow the players to play the game again and check whether they can earn greater points with the use of distinct game path.

The common failure among these adventure games is that players are no longer allowed to proceed in their story. However, the players’ death in the adventure game is not allowed. That is why it is being said that a player could not die in any adventure game.

Chapter 8: Getting in the Player Mindset

Synopsis

On the part of the adventure game developer, the mindset of the players is highly essential. It is something that they should totally learn during the process of developing the game.

The Mindset

Adventure games usually contain stories to walk the game play upon. The players can experience thrill every time the story unfolds on the actions. Generally, getting into the players’ mindset depends on how the story goes. Keep in mind that players are imaginative and smart, and they would even use the perfect strategy available just to go far beyond the game level.

There are puzzles that are easy and run on general logic, but others can be obscure. In this game, players’ mindset is focused on using and finding more items along their way to explore new locations and unlock some hidden puzzle pieces.

But in some aspects, a player may have a unique mindset once they start playing their game. The game developer could be successful in getting into the mindset of the player when he was able to take him into right direction of playing the game.

Chapter 9: The Best Action/Adventure Games

Synopsis

Action adventure games usually do not have non-stop “shoot them up” actions but they are comprised of in-depth game play and storylines. These also include mixture of problem solving, adventure and combat.

Since they mixed different elements, this video genre has been perceived as the broadest and most diverse genre in the game world.

As these action/adventure games have been developed, there are already many different kinds of game that emerged popularly across the globe. Learn some of them and try one to feel the same thrill experienced by the previous players.

The Games

God of War

God of War is an action/adventure game that is considered as a masterpiece. It compelling storyline made it the best action/adventure game. When you tried playing it on PlayStation 2, you are going to realize that environments and characters have been revealed in detailed manner.

Batman: Arkham Asylum

As its name suggests, this game has been in a popular prison for those criminally insane in the world of DC Comic. A player will take the part of Batman as he tried escaping this prison.

Devil May Cry

Once this amusing action game play has been invented, no other action/adventure could be more impressive than this. It is packed with a great storyline with an incredible combat system. Its plot in this event is not different; however, boss battles included in this game have been exciting and memorable.

Devil May Cry 3

It is considered as a very famous action adventure game. It is because it has been composed of various action games that were combined to make a unique gaming experience. Its story has been well inscribed and the game explained different things regarding the previous life of Dante as well as his brothers.

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Chapter 9: The Best Gambling Games

Synopsis

Gambling games offer gamblers a chance not only to earn money, but also to enjoy. Online casinos have been acknowledged as one of most lucrative industries available today.

The world of gambling games is really vast and with the advent of internet, its world has becoming even bigger. The number of gambling games seems endless. With the technological advancements, players are no longer required to visit land-based or physical casinos. They can now enjoy their gambling experience by just sitting in front of their screens.

You can a find a large number of gambling games online, allowing you to obtain great gambling opportunities that you can benefit from. With this, it is a given a fact the finding the best one can be much more difficult than ever before.

Finding the best gambling games can be very daunting, but it is always possible. With the right source of information, you can always land on the most reputable gambling games that will increase your chances of winning while boosting your gambling experience.

The following information will guide you towards finding the best gambling games that will best suit you.

Finding The Best Gambling Games

Finding the most reputable and the best online casino is a real challenge. With the competitive gambling industry, many gambling providers are making sure that they have the best games that will best meet the needs of all players and gamblers.

Whether you are gambling for fun and enjoyment or to earn real-money, you need to determine the best gambling games that will be appropriate for you. Well, the primary thing that you need to keep in mind when looking for the best gambling games is its ability to keep you entertained. The best games offer impressive animation and interactive sounds that will boost your gaming experience.

The best gambling games are also those that are compatible with your mobile devices. This allows you to play even when you are using a smaller screen. Through this, you can now play anywhere you go and gain access to your account with the use of your mobile devices. Great gambling games offers different exceptional game options for you to choose from. They should also offer trophies and some valuables, especially of you win special awards. This will make your experience incredibly fun and exciting.

Gambling games are undeniable fun and entertaining. They are also offering an exhilarating environment while allowing you to have an opportunity of winning large amount of cash. For a fun-filled gaming experience, be sure to choose the best gambling games for you.

Chapter 10: Learning To Separate These Games From Reality

Synopsis

Many people find happiness in playing games. Indeed, games are entertaining and enjoyable. There are even some individuals who feel incomplete without playing a game for a day.

Games allow you to be in a different realm and to become a different person. Playing games enables you to become a hero, a knight, a warrior or even a king. They also allow you to own a kingdom. Those who are socially impaired also feel belongingness when playing games because they are able to make their own characters, and they make something opposite to their life.

When you play games, you can design your own field, your life and you can create your own world - a world that is totally different from what is real. These only mean that you have a freedom to establish your own different world. Due to this, a lot of people are becoming more engrossed to playing games.

Although it is fine to establish a different world inside your screen, there are also some dangers in doing so. You have to identify the difference between your world and the world that you create. For your guide, here some of the most important things you need to keep in mind.

Never Lose Touch With Reality

Gambling or playing online casino games have been gaining popularity over the years, and many people, both young and old, have been engrossed to playing different kinds of game online. However, these games have addictive nature that could really be dangerous to them.

Many players get really lost in the story or the plot of the game that they almost lose touch with reality. Players are spending so much hours stuck before their screens, oblivious to some other activities around them. When it comes to playing games, either for entertainment or for profitable purposes, it should never be the case.

If you love playing games, you should learn to separate the virtual reality of those games from the real life. Many players experience difficulty separating these games of the fantasy world from the reality because sometimes, they do not want what they are seeing in real world. When playing games, they have control over everything, which actually makes them even more absorbed in these games.

Sometimes, playing games is also one of their ways of escaping from the things that they do not want to see in real world. There are also many things that they cannot accept in their life that is why they are creating a world different from theirs. This is one of the main reasons why it is hard for them to separate the world of games from their real world.

The best things that players can do is to learn to accept that this is real, whether they like it or not, this is where they are and they need to live with what it is in. You need to limit your hours spent in front of those screens and appreciate your present life.

If you are one of those who suffer difficulty in separating your virtual life from reality7, you can seek professional help. Creating a world of fantasy can be a great thing but if it robs your ability to perceive your real life and see life as something beautiful, then it becomes something that is very dangerous.

The world of games is really fantastic and truly amazing, but you need to understand that there is a more wonderful life outside those screens. Real world is much more incredible than the world of games.

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Chapter 7: Be Careful Not To Get Hooked

Synopsis

All of the human beings that are living in this world can be victimized by gaming addiction anytime and anywhere. The addiction will start to attack a person while enjoying several kinds of computer games every day. This type of medical condition grows faster in the behavior of a person who uses computer games regularly. Children, teenagers and adults have no escape from this type of addiction. To only way to stay free from its negative effects is to avoid computer games.

It is impossible to eliminate computer games. It is because some of the workers and companies in this world are collecting their salaries and income from the purchasing price of these examples of computer software. Computer games can be used in a good way. Computer addiction will never be part of its cons in the human nature if people know to the proper use and purposes of its different examples in the internet. This type of addiction occurs when a person loses control or limits in the use of computer games. Spending several hours in these entertaining computer software samples can make a person crazy and violent in the end.

Be Careful Not To Get Hooked

Gaming Addiction is very dangerous. But there are so many ways to avoid it. One of the best ways to avoid this type of addiction is to spend more time with friend and family members. Try spending more time on outdoor activities with friends and family members during holiday vacations or break hours to make sure that this type of addiction will never grow in your mind.

Based on some studies that were conducted to discover the negative effects of gaming addiction to human beings, most of its victims are the individuals who do not spend more time with friends and family members.

Another way of avoiding gaming addiction is to fight your extreme desire to play computer games for several hours. Remember, everything that’s considered too much is bad. Moderation is very important in the use of computer games.

Those individuals who will ignore this statement will neglect in the end. One of the best ways to apply in your daily life to fight your extreme cravings for computer games is to register in clubs that are promoting outdoor sports where you can socialize and spend more time with other people while forgetting the presence of computer games in this world.

Try also to look for an individual who can motivate you to change your attitude and responses when it comes to computer games. Such individual could be one of your parents or friends who are not playing computer games. Accept all their suggestions and be responsible enough while trying to quit from gaming addiction.

A support group is highly recommended also at this stage. Most of the staffs of support groups for gaming addiction are former gaming addicts who succeeded in their plans to quit from using computer games to make their way of living in this world much better and more acceptable.

Chapter 8: How to Know If You Can Handle It Yourself

Synopsis

It is really hard to fight the negative effects of gaming addiction. But you can fight it alone without the assistance of the other individuals if the symptoms are not yet at the worst level. The things that will help you in handling this problem alone are patience and determination. Your plan to quit from the use of computer games will be very useless if determination is not present in your mind.

You won’t be able to complete your plans also if patience is not present in your mind while trying to fight gaming addiction.
How to Know If You Can Handle It Yourself

If you feel uncomfortable while playing computer games or you are afraid of the danger of gaming addiction but you know that you are a real example of gaming addict, there’s a possibility that you can still handle it by yourself. As long as consciousness, fear of committing violations and discipline is present in your mind, you can resolve the negative effects of computer games in your behavior and attitudes without the assistance of other people.

Start in the process of resolving the problem by forgetting the presence of computer games in this world. Spend more time with friends and family members and stay focused on the things and tasks that are more important in your life as a person. You can fight gaming addiction by understanding the real purpose of your life in this world. You have to consider your life as the most precious and wonderful gift that you have in this world in order to survive from the negative effects of the stated addiction.

Such recommendation could be very challenging for gaming addicts, but it is the most effective way of resolving the negative effects gaming addiction in their lives as ordinary human beings who got addicted to several kinds of computer games. Learn how to control your cravings by establishing limits on the use of computer games. But it will be much better if you can totally quit from such type of activity right now. Don’t fall in love with computer games for its will destroy you. Be more responsible and never sacrifice the most important things in your life for the sake of those entertaining software.

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Chapter 7: Make Sure You Have Accessories

Synopsis

Playing simulation games requires multiple accessories. Each game has distinct accessories. Say for instance, if you want to play hardcore flight sim, you need to know get some accessories like yokes and joysticks.

In playing this game, you also need to understand the different functions of every accessory. Following are the different accessories that you need to consider:

Important Accessories for Playing Simulation

Games

Yokes - Racing sims have steering wheels while flight sims have yokes. These accessories are the best way to get the real feeling for flying a plane. Most of these yokes require a USB and functions with either Mac or Windows.

Joysticks - In case you can’t afford a yoke, you can have a joystick. These joysticks come with multiple looks, handles and options. Some joysticks are often based upon the authentic joysticks found in actual planes.

Rudder Pedals - If you have yokes, rubber pedals will finish your flight sim control system. These accessories help in dealing with turning, crosswinds and manage during taxiing.

Headphones - These accessories will complete the feel of controlling a flight sim. You can also have some headphones or other related accessories.

Aside from the above mentioned, you can also get the throttle controllers, rudder controllers, and a lot more. If you opt to purchase simulator accessories, you have to consider several things.

Before buying, you need to consider your system requirements. These system requirements are those of your computer and are associated to processor type, size of the hard disk, and RAM. In choosing simulator kicks, you also need to look for software that comes with a console.

Buying these accessories doesn’t require more cash. You just have to look for the best shop that offers a great deal. If you don’t know where to find these accessories, you are free to read several reviews online. You can also ask some simulation game players to get more hints. After buying the simulation game accessories, you need to know how they work. You also need to understand how to maintain them functional and effective.

Getting the best accessories for your simulation games doesn’t involve a complex task. You just have to know what you need to do and where to deal with. Using your knowledge about these accessories, expect that you will get anything you want. You can also start playing the game and enjoy your free time along with friends or kids.

Chapter 8: Getting in the Player Mindset

Synopsis

Professional simulation game players are normal people. However, some people think that they are exceptional one because of their great knowledge and wide skills in playing games.

Losing is a part of becoming a professional simulation player. Focusing on winning too much can also make your feel frustrated and annoyed. Therefore, you have to be patient and extremely focused when playing. In case you found a certain weakness in your game, then, start improving it. This conditioning style is ideal for enhancing certain aspects of the game. Just always remember that it is essential to have fun while playing. However, if you opt to become a serious gamer, you need to improve your concentration.

The following are ways to have the right mindset and improve your concentration:
Using Simulation Game Play as a Learning Tool

Game play is a casual evaluation method to gain a better understanding of kid’s recognition of a subject. To use simulation game play as a learning tool, you can consider the following:

Determine the Skills You Opt to Assess with Game Play -

You also need to consider the expected range of competency for the skills. In case you are focusing on multiplication, pick the exact facts you opt the players to understand.

Evaluate the Games Available in the Room - This can help in assessing the specified skills. Say for instance, if you opt to evaluate a preschool student’s counting skills, a game of Hi-Ho or other simulation games that require counting are your best choice.

Enhance Your Own Game - This is often observed if your preferred game doesn’t suit for your preferences. Jeopardy style games are easily customizable through filing in words. You can also make your own board games or trivia that use knowledge from the classroom.

Create a List of the Specific Behaviors You desire to Evaluate - To do this, you need to make an assessment tool. Then, use the list to make a casual evaluation sheet. Say for instance, when assessing counting skills through game play, expect that the child will move a given space, match the number of dots and a lot more.

Know if You Will Recognize the Game Play or Participate in the Game - If you join, avoid helping the simulation players. This can help in making them more independent.

As a player, you have to set your mind that you will win the game. Whether you are playing a simple or tough simulation games, your main goal is to complete the task. In case the task is quite tough, you don’t have to force yourself. You can repeat the game over and over again until you complete it.

With the right mindset in playing simulation game, it is easy for you to decide what to do. You are also confident that you are making a right decision.

Similar with other simulation game players, you also need to set your own goals. After finishing a certain task, you can explore more and play other simulation games. The more simulation games you play, the more you will enhance your mind.

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Chapter 8: Getting In The Player Mindset

Synopsis

Even a simple role playing game needs the right mindset in order to run smoothly. Hence, when planning to join in a story as the player, make sure that you have yourself ready for the possibilities.

Similar with the preparation you do when you participate into an outdoor sport, preparing in a role playing game is also important. To be able to make the game successful, of course, you need to the get in the right mindset as a player. To prepare yourself in the interaction, you certainly have to know your role as a player.

Get Ready To Take In the Scene

A player represents a certain character within the game world, who along with other characters, assists in comprising the set of characters who often work toward the common goals. Even though it is greatly suggested that newcomers play a single character at a time, sometimes some skilled players make the most and have fun representing two players or more. Normally, a player portrays a character by letting the character create decisions, conduct actions and converse with other characters based on the conception of the motives of the character, likes and dislikes, personality and more. Sometimes, it is also being based on the form of world a character is living in.

Once you know and understand what you will portray, it will be easy for you to broaden the scope of your imagination and thus your creativity.

Furthermore, as the game continues, you, as the player, should carefully keep track of the mental and physical well being of the character. For instance, when the character is injured in combat, a character should remember the injury acquired that based on the set of rules is often monitored in accordance to the numeric tally scheme. After you are informed with these details, you then get the right mindset preparing to enter the world of fantasy, your game.

Chapter 9: The Best Role Playing Games

Synopsis

RPGs have been around for quite some time. That is why it is no longer surprising why there are a lot of types of role playing games being played these days. Hence, you certainly want to know and play the best role playing games of all times.

The Best Play at Their Best

Few of the best played role playing games include the following:

Fable

The game originally introduced in year 2004. It was eventually acclaimed both by critics and fans alike. Fable will take you on the journey from your childhood into adulthood, having each of your actions acquiring consequences on a game world. All of these are experienced while establishing your reputation either as a villain or hero, varying on your preferences.

Dragon Age: Origins

This amazing game is not intended for the susceptible. It is indeed a complicated RPH which motivates you to act. Your journey will start as the man who transforms into the Grey Warden whose main goal is to fight and beat the darkspawn. It is the nasty creatures, which aim to take over and rule the world. In this game, you job will be to stop them.

Xenoblade Chronicles

Xenoblade Chronicles is a game that is visually beautiful to look at, as it contains some incredible cut scenes. The sequences in fighting are not just enjoyable, yet they are in depth and at the same time challenging. The game holds such a huge world in which the sandbox looks endless. This game seems to have a hundred of missions to accomplish. It makes this role playing game in rare category, such category that includes letting you taking over loohrs to accomplish.

Final Fantasy XII

The series of this role playing game was initially established in year 1987 and has not turned back since then. Such amazing version of a strategic combat game was able to stand out because of several reasons. One of these reasons is the superb cut scenes, similar with the voiceovers and fight scenes. The primary feature of the game that other Final Fantasy games did not have was the innovative combat system. The system provides you a wider scope to execute the things you like. It was the much acclaimed addition to a well known franchise.

Dark Souls

This is probably the most frustrating RPG to complete in the world. Dark Souls holds the recognition of being one of the most difficult games to ever beat. Once you play it, you may sometimes feel like dying than living, yet that is the factor that will encourage you to keep playing. This game is set within the scary world, which you may not help but appreciate. Once you begin playing, it will be difficult to stop. You will simply want to continue and experience any other troubles and challenges you can find in it. These RPGs are only five of the best that you can play. There are a lot more of them found in the online world, so make sure to check them out!