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"The individual investor should act consistently as an investor and not as a speculator." - Ben Graham

You're an investor, not somebody who may anticipate the future. Base your conclusions on true facts and analysis instead of risky, insecure forecasts.

"It's not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for." - Robert Kiyosaki

If you're a millionaire early in life, but lose it all by midlife, you've gained zip. Grow and protect your investment portfolio by cautiously diversifying it, and you will find yourself funding a lot of generations to come.

"Know what you own, and know why you own it." - Peter Lynch

Do your preparation before making a choice. And once you've made a choice, make certain to re-evaluate your portfolio on a timely basis. A sensible holding now might not be a wise holding in later.

"Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this." - Dave Ramsey

By becoming modest in your spending, you are able to ensure you'll have enough for retirement and may give back to the community also.

"Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas." - Paul Samuelson

If you feel investing is gambling, you're doing it incorrectly. The work involved calls for planning and patience. All the same, the gains you see over time are stirring!

"Bottoms in the investment world don't end with four-year lows; they end with 10- or 15-year lows." - Jim Rogers

Although ten - fifteen year lows are not typical, they do occur. During these depressed times, don't be shy about going against the curve and investing; you might bring in a fortune by making a fearless move - or lose everything.

"I will tell you how to become rich. Close the doors. Be fearful when others are greedy. Be greedy when others are fearful." -Warren Buffett

Be geared up to invest in a down market and to "get out" in a zooming market.

"The stock market is filled with individuals who know the price of everything, but the value of nothing." - Phillip Fisher

A different testament to the fact that investing without training and research will finally lead to regrettable investing decisions. Research is much more than merely listening to public opinion.

"In investing, what is comfortable is rarely profitable." - Robert Arnott

From time to time, you'll have to step out of your comfort zone to make significant gains. Understand the boundaries of your comfort zone and exercise stepping out of it in little doses. As much as you have to know the market, you have to know yourself also. Can you handle remaining in when everybody else is bailing out? Or pulling out during the greatest rally of the century? There's no room for pride in this sort of self-analysis. The greatest investment scheme may turn into the worst if you don't have the stomach to stick with it.

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Greatness is a transitory experience. It is never consistent. It depends in part upon the myth-making imagination of humankind. The person who experiences greatness must have a feeling for the myth he is in. He must reflect what is projected upon him.-FRANK HERBERT, Dune

The more well-known you are, you become a target.-CALVIN KLEIN, Larry King Live, Jun. 5, 2000

If fame goes by, so long, I've had you, fame. If it goes by, I've always known it was fickle. So at least it's something I experienced, but that's not where I live. -MARILYN MONROE, interview with Richard Meryman, Life Magazine, Aug. 3,1962

Of present fame think little, and of future less. The praises that we receive after we are buried, like the posies that are strewn over our graves, may be gratifying to the living, but they are nothing to the dead; the dead are gone, either to a place where they hear them not, or where, if they do, they will despise them.-CHARLES CALEB COLTON, Lacon

Happy is the man who hath never known what it is to taste of fame — to have it is a purgatory, to want it is a hell.-EDWARD BULWER LYTTON, Last of the Barons

Notoriety wasn't as good as fame, but was heaps better than obscurity.-NEIL GAIMAN & TERRY PRATCHETT, Good Omens

Fame: A few words upon a tombstone, and the truth of those not to be depended on.-CHRISTIAN NESTELL BOVEE, Intuitions and Summaries of Thought

Ah, fortune and fame shall follow me... and I shall dwell in the world of the chosen for a few moments of fleeting ecstasy; ere the seven burly lads turn into creditors and hustle me off to debtors' prison at last.-HUNTER S. THOMPSON, The Proud Highway

When you're famous you kind of run into human nature in a raw kind of way. It stirs up envy, fame does. People you run into feel that, well, who does she think she is, Marilyn Monroe? They feel fame gives them some kind of privilege to walk up to you and say anything to you, of any kind of nature — and it won't hurt your feelings — like it's happening to your clothes not you.-MARILYN MONROE, attributed, Marilyn Monroe: A Life of the Actress (Rollyson)

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The task of leadership is not to put greatness into people, but to elicit it, for the greatness is there already. -John Buchan

The very essence of leadership is that you have to have vision. You can’t blow an uncertain Trumpet. -Theodore M. Hesburgh

Leaders are more powerful role models when they learn than when they teach. -Rosabeth Moss Kantor

The best executive is the one who has sense enough to pick good men to do what he wants done, and self-restraint to keep from meddling with them while they do it. -Theodore Roosevelt

He that cannot obey cannot command. -Benjamin Franklin

All Leadership is influence. -John C. Maxwell

The only safe ship in a storm is leadership. -Faye Wattleton

Leadership is not magnetic personality that can just as well be a glib tongue. It is not "making friends and influencing people", that is flattery. Leadership is lifting a person’s vision to higher sights, the raising of a person’s performance to a higher standard, the building of a personality beyond its normal limitations. -Peter F. Drucker

A leader leads by example, whether he intends to or not. -John Quincy Adams.

A community is like a ship; everyone ought to be prepared to take the helm.- Henrik Ibsen

A real leader faces the music, even when he doesn’t like the tune. -Anon

Before you are a leader, success is all about growing yourself. When you become a leader, success is all about growing others. -Jack Welch

The key to successful leadership today is influence, not authority. -Kenneth Blanchard

Our chief want is someone who will inspire us to be what we know we could be. -Ralph Waldo Emerson

I start with the premise that the function of leadership is to produce more leaders, not more followers. -Ralph Nader

Don’t tell people how to do things, tell them what to do and let them surprise you with their results. -George S. Patton

Great leaders are almost always great simplifiers, who can cut through argument, debate, and doubt to offer a solution everybody can understand. -General Colin Powell

The challenge of leadership is to be strong, but not rude; be kind, but not weak; be bold, but not bully; be thoughtful, but not lazy; be humble, but not timid; be proud, but not arrogant; have humor, but without folly. -Jim Rohn

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What the whole community comes to believe in grasps the individual as in a vise.-WILLIAM JAMES, The Moral Equivalent of War

Your beliefs will be the light by which you see, but they will not be what you see and they will not be a substitute for seeing.-FLANNERY O’CONNOR, Mystery and Manners

One believes things because one has been conditioned to believe them.-ALDOUS HUXLEY, Brave New World

Believe in one thing too much and you have no room for new ideas.-RAY BRADBURY, The October Country

The most violent revolutions in an individual’s beliefs leave most of his old order standing. Time and space, cause and effect, nature and history, and one’s own biography remain untouched. New truth is always a go-between, a smoother-over of transitions. It marries old opinion to new fact so as ever to show a minimum of jolt, a maximum of continuity.-WILLIAM JAMES, "What Pragmatism Means," Pragmatism

If you only believe when it’s easy, you don’t really believe.-LAURELL K. HAMILTON, Obsidian Butterfly

If you can conceive it and believe it, you can achieve it.-JESSE JACKSON, Straight from the Heart

A wise man ... proportions his belief to the evidence.-DAVID HUME, An Enquiry Concerning Human Understanding

A belief is not true because it is useful.-HENRI FREDERIC AMIEL, as quoted in Bob Kelly’s Worth Repeating

Many people have died for their beliefs. The real courage is living and suffering for what you believe.-CHRISTOPHER PAOLINI, Eragon

It is easier to argue that something nobody believes in actually exists than it is to argue that something everybody believes in is unreal.-SAMUEL R. DELANY, Neveryon

Though my sight be lost, I do not yet lose my faith: when I can no longer see, I can still believe. -IVAN PANIN, Thoughts

Our belief at the beginning of a doubtful undertaking is the one thing that ensures the successful outcome of the venture.-WILLIAM JAMES, The Varieties of Religious Experience

Human beliefs, like all other natural growths, elude the barriers of system.-GEORGE ELIOT, Silas Marner

I’ve caught belief like a disease. I’ve fallen into belief like I fell in love.-GRAHAM GREENE, The End of the Affair

The child learns to believe a host of things. I.e. it learns to act according to these beliefs. Bit by bit there forms a system of what is believed, and in that system some things stand unshakably fast and some are more or less liable to shift. What stands fast does so, not because it is intrinsically obvious or convincing; it is rather held fast by what lies around it.-LUDWIG WITTGENSTEIN, On Certainty

The facts of life do not penetrate to the sphere in which our beliefs are cherished; they did not engender those beliefs, and they are powerless to destroy them.-MARCEL PROUST, Swann’s Way

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For one human being to love another: that is perhaps the most difficult of all our tasks, the ultimate, the last test and proof, the work for which all other work is but preparation. ~Rainer Maria Rilke

Go to the truth beyond the mind. Love is the bridge. ~Stephen Levine

People deal too much with the negative, with what is wrong... Why not try and see positive things, to just touch those things and make them bloom? ~Thich Nhat Hanh

No man, for any considerable period, can wear one face to himself, and another to the multitude, without finally getting bewildered as to which may be true. ~Nathaniel Hawthorne

We carry within us the wonders we seek without us. ~Sir Thomas Browne

What is to give light must endure burning. -Viktor Frankl

The less you open your heart to others, the more your heart suffers.-Deepak Chopra

Keep me away from the wisdom which does not cry, the philosophy which does not laugh and the greatness which does not bow before children.-Kahlil Gibran

This is love: to fly toward a secret sky, to cause a hundred veils to fall each moment. First to let go of life. Finally, to take a step without feet.-Rumi

What the caterpillar calls the end of the world, the master calls a butterfly.-Richard Bach

Teachers open the door, but you must enter by yourself. -Chinese Proverb

If you are pained by external things, it is not they that disturb you, but your own judgment of them. And it is in your power to wipe out that judgment now. -Marcus Aurelius

God said to Moses, "I AM WHO I AM." -Exodus 3:14

If you want others to be happy, practice compassion. If you want to be happy, practice compassion." -The 14th Dalai Lama

The same stream of life that runs through the world runs through my veins night and day in rhythmic measure. It is the same life that shoots in joy through the dust of the earth into numberless waves of flowers." ~Rabindranath Tagore

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If you're a man and looking to get your testosterone levels up to "high normal" - which means you will see definite improvements in bed as well as in the gym -there's not many natural supplements that can REALLY help. Tribulus Terrestris is probably the best of them.

In the 1990's when Tribulus Terrestris first made it outside of Eastern Europe (it was a secret weapon in the former Soviet Bloc's weight lifting circles) and made it to the West it was promoted pretty recklessly. There were comparisons made to anabolic steroids and growth hormone, comparisons which were far from accurate. This built up an expectation Tribulus couldn't meet (nor could any other supplement then or now).

This is a huge reason why Tribulus isn't nearly as popular now as it could have been. The good news is that if you have realistic expectations from Tribulus, a trusted source to order from and take the right dose you will feel like a "Man on Fire" and see benefits that are real and tangible.

Interested in learning the truth about Tribulus and how best to use it to your advantage? Read on. Tribulus And A Quick Boost To Test.

Studies have shown taking the proper dose of 40% saponin containing Tribulus (this is high quality Tribulus and what you should be taking) three time a day will quickly boost testosterone in the first ten days of use. This can be great if you are suffering from low test for any number of reasons and want to get things back in order fast. Again this will take you with sustained use to "high normal" levels - perfect for top performance in the gym and bed, but not on the level of illegal anabolics.

How to Smartly use Tribulus as a "Male Enhancer".

If you are interested in using Tribulus as a safer alternative to things like Viagra or Cialis, be sure to use it correctly. That means taking it three times a day and giving it time to build up in your system. The results are truly impressive - as long as you don't think you can take Tribulus and see a boost thirty minutes later. It just doesn't work that way. Buying the Right Tribulus Product

Unscrupulous supplement companies have released Tribulus supplements made of material that's near worthless. You are looking for a product that contains 40% saponins like I've mentioned above preferably from European sources. North American Tribulus has been notoriously ineffective as has it's Asian varieties. No one is really sure why, but it has been confirmed in the gym and bed room again and again.

There's a handful of companies selling high quality Tribulus so do your research and they shouldn't be hard to find! Tribulus Dose

For a man around 200lbs the proper dose of Tribulus is 625mg - 725mg three times per day of the quality of Tribulus we've already discussed. Take your Tribulus with food or a protein shake. Some people find it a little hard on the stomach if taken without food. Make sure you always stay well hydrated if you want to get the most out of the supplement.

With the smart use of Tribulus you may have the same problem of the old Bulgarian Weight Lifting teams who lived on the stuff - too many victories, and suspicious opponents wondering if you are taking banned substances! It's okay, because we all know the truth!