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Smudge and his sister Snuggles were not very much different from all the young chipmunks in the forest. They loved their mommy and daddy and the time the spent together in the rafters of the church worshiping God with the people, even though the people didn’t know they were up there. You probably have a few chipmunks worshipping in your church with you that nobody knows about. Look for them this Sunday. You will see them.

But the thing they loved to do, like all children of all species love to do is play. Oh, they ran all over the forest, leaping from tree to tree, playing "chase me, catch me" not always knowing who was doing the chasing and who the catching. The forest was so fun to explore and they found lots of treats to nibble on and left over toys from humans who had visited the forest.

One day they played “chase me, catch me” so hard that they ran far out of their usual play areas in the forest. Suddenly they perched on an old stump and looked around puzzled. “Where is this place Smudge?” Snuggles asked her brother. “I am not sure. This is a different part of the forest. Look at all the old pillars and slabs. It looks like there was some kind of building here, like a church or something.” Smudge answered.

“A church? Maybe it’s like the one we sneak into and worship Jesus with the humans in town. Wouldn’t that be exciting? Let’s explore” Snuggles squeaked excitedly. And explore they did. They burrowed under leaves and sticks finding interesting colored stones and pieces of paper with squiggles on them like the books that the humans sing from in church. Just then, Snuggles sang out with great excitement. “LOOK WHAT I FOUND SMUDGE!” Smudge leapt from rock to rock until he reached his sister and when he saw it, he just gasped. “It’s a statue!” He exclaimed.

And it was a statue. It was about the same size as the chipmunks but it wasn’t like the statues at their regular church. The little man statue was fat and his face looked different, like pictures of oriental people they saw in the children’s picture books they spied on after Sunday School. The little fat man didn’t have a shirt on and he was sitting cross-legged. His hands rested on his knees with the palms up and one finger touching the thumb and he was smiling with his eyes closed. “It looks like he is praying” Smudge observed.

“If this is a church, maybe this is the god that they worshipped, like we have statues of Jesus at the human church.” Snuggles thought. “Maybe that’s it!” Smudge said as he tried to understand. “We better worship it!” So the little chipmunks tried to make up worship songs for the statue. They sang….”

“YOU ARE THE BEST STATUE GOD IN THE FOREST” but that one didn’t have very good tune. “FAT MAN STATUES LOVE US, THIS WE KNOW…” but the statue didn’t seem to love them very much. “Snuggles, why don’t I feel peace and joy inside like when we worship Jesus?’ Smudge wondered.

“I know why” Snuggles said with alarm jumping back from the statue. “Remember Pastor Jones preached about the idols the bad religions worshiped in the old part of their religion book? I think this is an idol Snuggles!”

“And God said in those 10 rules Moses got from the mountain, ‘I am the LORD your God, You shall have no other gods before me’” said Snuggles with alarm in her chipmunk voice. “Oh Smudge, we shouldn’t be worshipping this fat man statue at all.”

“I don’t feel joy and peace at all right now Snuggles. In fact, I have a tummy ache,” Smudge complained. Just then, a big black cloud formed over the forest, thunder boomed making Smudge and Snuggles jump with fright and it began to storm. “Let’s run home!” Smudge screamed in fear.

The two little chipmunks never ran so fast. Over the rocks and fallen trees, past bushes and all the other animals they knew until they found the forest where they felt safe and then straight home and to their hutch in the chipmunk home they shared with mommy and daddy. There they felt safe and promised each other they would never go to that part of the forest again. And they were so glad tomorrow was Sunday so they could go worship the one true God like they were supposed to do.

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Where Can I Go?

Naturally, you’ll only be able to visit areas serviced by specific courier companies so, again, it’s wise to make yourself available to a number of companies, operating on different routes, and covering multiple destinations.

Most firms requiring freelance couriers operate internationally, some to just one or two major destinations, others to all major overseas airports. If you limit your choice of destinations and availability, or work with one courier company, you’ll limit the number of places you might visit.

The best solution to lots of free and low cost travel is to make yourself known to as many courier firms as possible and try to be available at all times, without notice.

Not easy for someone in full-time employment or with family or other responsibilities, but a great way to finance a life of total independence, freedom to travel full-time, or even start a business associated with travel and get to earn high profits from every trip.

How Long Can I Stay At My Destination?

Just how long you will be allowed to remain abroad is a matter for you and the company to decide in advance and always forms part of your contract. Departure and arrival dates and times are agreed prior to the flight and might only be changed in exceptional circumstances.

So if the contract says you arrive in Paris at 1pm and depart thirty minutes later, that’s exactly what you must do.

You’re unlikely to get more than a free lunch from that experience but thankfully few courier companies operate such tight schedules. Your job is to be flexible yourself and find a company willing to match the gesture.

What If I Can’t Fulfil My Obligations?

None of us is perfect, and there will be times when family or personal problems mean you have to cancel your flight, just as ill health and unexpected emergencies might prevent you from travelling. In such cases, your contract will normally provide for a charge to be levied against you for cancelling your flight, the actual amount depending on notice given to the company. If you cancel at the last moment you will probably forfeit the entire cost of your flight.

For obvious reasons, the would-be ‘professional’ or full-time courier should try never to cancel a flight and only for the most urgent of reasons.

Do I Need Travel Insurance?

All travellers should have insurance against loss or damage to possessions and illness or injury to themselves.

Sometimes insurance will be offered or provided by the hiring company, sometimes not.

If the company provides insurance, on rare occasions it will be free of charge, but usually a reduce rate will apply to couriers.

Make sure you are covered even if this reduces an already limited budget. The alternative can be very risky and potentially life-threatening not to mention very expensive if you are taken seriously ill overseas or your expensive belongings are stolen or lost.

Are There Any Drawbacks?

Potentially the biggest drawback is that sometimes you will be restricted to hand baggage only on your journey, since the courier company’s packages are effectively using what would otherwise be your space as passenger.

Sometimes you will be allowed to use some part of hold storage space where your baggage will be included alongside the courier company’s items. If not a hold-all or sports bag should carry enough clothing and personal items to provide for most short stays abroad.

Couriers, normally, are expected to travel alone, so holidays with family and friends might seem out of the question where you travel as courier.

But it might be possible to book a cheap flight for others on the same aircraft or have them take another flight with plans to meet you at the other end. Check this with the courier company (in case it compromises your contract) and make early plans for others to travel before accepting your assignment.

Tips For Prospective Couriers

Make yourself indispensable to courier companies by giving first class service, honouring your obligations, looking smart, and being available for virtually all destinations and willing to fly at any time at little or no notice. Many of the more successful and prolific couriers say they owe their achievements to writing letters of thanks to the courier firm when the trip ends. Okay, so you did them a favour by accompanying their package, but don’t forget that both parties provided a service for one another, and both gained something. ‘Thanks’ is a word that might be entirely appropriate, and might bring you quickly to mind when someone is next needed on an urgent assignment to some distant, exotic location.

Apply to numerous companies, particularly near your own local airports, where you’ll receive priority over couriers from further afield. Contact companies regularly enquiring about vacancies, without making a nuisance of yourself.

Constant telephone calls will win you no favours with busy courier companies but a regular polite enquiry letter might keep your application at the top of the pile!

Try not to show the low cost - or free - air ticket is your only interest. Even if it is! Make sure the company sees you as a responsible, caring individual, not a freeloader caring little about anyone or anything but themselves!

Try not to cancel a flight unless you have no other option. Reliability is what brings you speedily to mind when the company next needs a courier.

Dress casually but smart and remember you are representing the courier company. Be diligent and responsible and you’ll enjoy regular assignments.

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LIMITED POWER OF ATTORNEY This form needs to be signed by Assignor and notarized by a Notary Public. It gives the Assignee the authorization to sign on behalf of Assignor in matters concerning the vehicle. (To be attached to registration)

SUGGESTED ASSIGNMENT AGREEMENT The provisions recommended in this agreement are meant to protect both parties. If individual concerns are not covered, they can be added while others can be deleted. This agreement is only meant to be a guideline for constructing your own finalized contract.

CREDIT INFORMATION SHEET The Assignor will need some information on the Assignee just for his protection. If the Assignee does not make payments, the Assignor will be able to give this information over to a repossession firm on the Assignee just for his protection.

INSURANCE Insurance regulations differ widely from state to state. The simplest and most widely accepted structure for this arrangement is as follows.

List the owner as primary insured and assignee as additional insured. The loss payee will always be the lien holder. The policy address can be that of the assignor or assignee.

Insurance can remain on the existing owners policy by just adding the assignee as an additional insured. The owner may prefer to set up a new policy so that the assignees driving record will not affect the rates that he pays for his other vehicles.

Recommended liability limits of 100,000/300,000/50,000: 100,00 maximum limit of liability per person, per accident; 300,000 maximum limit of liability for all persons per accident; 50,000 maximum liability limit for property damage, per accident. These higher liability limits normally will account for a minor increase in rates.

If the assignor has a poor driving record, that would make your insurance premiums prohibitive; however, you do have some options. Some insurance companies will allow you to list the Assignee as Primary Insured and the Assignor as NonDriving additional insured. They will treat the policy just like a normal lease. In the place of the leasing company, they will insert the name of the Assignor. The Loss Payee remains the bank or lien holder. Let the insurance company know that you have the Power of Attorney for this vehicle.

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Your content is your product: your book, e-book, e-course, CD or downloadable audio program. This is the information people will pay you to receive. You must offer high quality information on your topic that would be otherwise unavailable without purchasing your product or a similar competitive product. There are two ways to get content: create it yourself, or become a member of an affiliate program. Each method has its advantages and disadvantages. Review them, and choose which is right for you.

Original content

If you are very knowledgeable about your topic, or plan to be, you may want to consider creating original content by writing your own e-book or e-course. The main advantage to creating your own content is the competitive edge you will gain. With affiliate programs, there are several people selling the same product. However, if you write the book or program yourself, you have a unique take on your topic not available anywhere else.

Another benefit to creating your own content is the ability to institute an affiliate or reseller program. This means recruiting other online marketers to sell your product for you, and you receive either a percentage of profits (with affiliate programs) or a flat fee for the rights to sell your product (with reseller programs). These types of programs are discussed in greater detail in the following section.

The downside to original content is the time investment you must make. If you do not have extensive or specialized knowledge in your chosen topic, you may want to enroll in an affiliate program, as the results can be just as effective and profitable in either case—as long as you know which areas to focus on.

These days it’s easier than ever to create your own e-book. Many new computers come with desktop publishing software that allows you to format, add graphics and embed links easily with no programming knowledge. You can also find free or low-cost software for creating e-books, including cover creation, which is an integral part of your e-book as it will be the first thing buyers see when considering your product.

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53. Use a fuel cost calculator

Using a fuel cost calculator will help you to estimate the specific fuel costs for your car. This will help you in determining how much gas you are using to fuel your vehicle each year.

54. EPA Fuel Economy Ratings

Fuel economy ratings will help you to make an informed decision when it comes to buying your next car. This is a great way to save money at the pumps by being as informed as you possibly can about your next car purchase.

When you are looking around for your new car many car dealers will be offering you this type of information for a particular car that they want to sell.

Make sure that you make your own decision when it comes to determining what vehicle is best for you and your family.

55. Choose a fuel efficient vehicle

With the information provided to you by the EPA you can make a wise choice when it comes to buying your next car. There are many guides out there to help you with your decision.

Never make a rush decision when you are buying your car or truck. Take your time and make sure that you comparison shop to make sure that you are getting the best deal that you can.

Most of the newer cars that are being produced these days are highly fuel efficient so you can be assured that you will be making the right choice no matter what type of car that you buy.

It will all come down to what car is best for you and which one appeals to you the most. By using consumer guides you can see which cars are the most popular on the market today.

56. Purchasing a Vehicle

When you are purchasing a vehicle here are some things that you should keep in mind if you are thinking about fuel efficiency:

Buy a smaller vehicle that will meet your needs in the city. If you want a larger vehicle, that you won’t be using on a daily basis, you might want to think about leasing one.

Consider putting yourself on the waiting list of the ever popular hybrid car.

The amount of money that you’ll save in fuel costs will pay off in a short amount of time.

Choose fewer of the “power” options that you are offered when you buy your new car. These power options include air conditioning, power windows, and automatic transmission.

Buy a two-wheel drive if you have no real need for a four-wheel drive vehicle.

57. Learn to drive efficiently

If it’s been years since you learned to drive you may want to take a refresher course in driver’s education so that you can drive more efficiently and wisely.

You may have some bad habits that you have picked up that could be causing you to drive your car in a way that increases the amount of gasoline use.

Many driving schools will offer special deals for refresher courses for just this reason….to help you become more efficient in your driving habits.

If you have a young person in your home that is learning to drive this is the perfect time for you to become familiar once again with clean and safe driving habits.

58. Tax deduction

The government will give you a payment if you are willing to become more environmentally friendly and want to conserve gas.

The owner of an IRS certified hybrid car is able to deduct $2,000 in the year that the car was first purchased and used.

The cars that qualify under the current law are:

Toyota Prius (model years 2001-2004)
Honda Insight (model years 2000-2004)
Honda Civic Hybrid (model years 2003 and 2004).

Take advantage of these tax deductions if you are buying a hybrid car or are planning to buy one in the future months.

59. Miscellaneous driving tips

Use a sunshade to keep your car cool and avoid the use of the air conditioner.

Park in the shade when it's warm.

Make sure that your parking brake is fully released before you start driving.

Use a block heater in winter to pre-warm your car engine.

Don't ride the brake. Drive with a smooth, constant speed.

Keep the transmission fluid in your car at the proper level.

If there is smoke is coming from your tailpipe make sure that you make an appointment with your mechanic.

Make sure that your cooling system thermostat in your car is working properly.

Avoid air conditioning leaks by constant checkups with your mechanic. Pre-1994 vehicles use CFCs for cooling.

Immediately fix a slipping transmission.

When you rev up your vehicle's engine it wastes gas. Avoid revving your engine before your turn it off.

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Valentine Brownies With Raspberry Coulis

1/4 cup butter
2 squares (1 ounce each) unsweetened chocolate
1 cup white sugar
2 eggs
1/2 teaspoon vanilla extract
1/4 cup all-purpose flour
1/2 teaspoon salt
1 cup chopped walnuts
1 package (10 ounce size) frozen raspberries
1 tablespoon raspberry juice
1 1/2 teaspoon cornstarch
1 tablespoon orange zest

Preheat oven to 325 degrees F (165 degrees C).

To make brownies: In a medium saucepan over medium heat, melt butter or margarine and chocolate; take off of heat. Stir in sugar, eggs and vanilla; beat well. Mix in flour, salt and nuts, if desired.

In a greased 8x8 inch baking dish, pour brownie mix. Bake in preheated oven for 40 minutes or until toothpick in the center of brownies comes out somewhat clean.

To make Raspberry Couli: In a medium saucepan over medium-high heat, cook raspberries for 5 to 8 minutes; turn down to medium.

In a small bowl, combine juice and cornstarch to make a paste; add to raspberries stirring constantly until thickened. Add rind and cool. Pool couli on a dessert plate and place brownie portion on top of couli serve.

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Sell the product in its locked format (.pdf or .exe for E-books). You can either sell on your own or leverage your marketing efforts on affiliates and Joint Venture partners.

(If you purchase a collection of articles of the same theme with Private Label Rights) Compile a collection of articles into an Information Product and sell.

Convey Basic/Master Resell Rights to the product and allow your resellers to the resell the product and keep 100% of the profits. You can make your money from your customers and your reseller’s customers by having them purchase more products or service access via your own links or affiliate links embedded in the product. You can make money from your resellers by charging them a one-time fee for rebranding the affiliate links within the product.

Create multiple free reports and bonus incentives from the Private Label Rights product for viral marketing purposes. Your own links within the reports and bonuses serve as back-end selling.

Create multiple articles. You can break up an E-book with Private Label Rights into several articles for article submission and send to your mailing list. You can add your own resource box with your own set of links at the bottom of each article.

While most of your ways of making money are similar to that of Internet Marketing, you are advised to carefully read the Private Label Rights terms and conditions to the product you purchase so you know what you can do and cannot do with the product.

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Most of us have struggled with losing weight at some point in our life. It is not easy. There is such a wide variety of sinfully delicious foods from all around the world merely just a phone call away! It’s just so easy to stop by at the local diner or drive through. Then it slowly settles in that we are in fact piling on the pounds. This is when we start practicing intense dieting routines without a thought about the nutritional needs of our body. When we restrict our diet we may be losing out on some of the most important nutrients that our body needs.

Sometimes you feel that you could eat salad and steamed chicken for as long as it is needed, whilst on other days you would give an arm or leg to feed that sugar craving of yours, and not with fruit! All that is going to work is a giant chocolate bar. Being overweight is an affliction that affects many and has serious effects on their lifestyle both physically and emotionally. Let’s take a look at what the phenomenon of being overweight is all about.

Being overweight or obese simply means that there is too much body fat on your frame. Your body is made up of fat, water, protein, carbohydrates, vitamins and minerals, so if you have too much fat, especially around the waist area, then you are at a very high risk of health problems such as high blood pressure, high levels of blood cholesterol, diabetes, heart disease and even a stroke.

Obesity not only directly affects coronary heart disease but also contributes to other factors that further hasten the onset of heart disease. Obesity causes excessively raised levels of blood cholesterol and triglyceride levels. Being obese also reduces the ‘good cholesterol’ which is linked with a lower heart disease and stroke risk, so reducing this kind of cholesterol conversely tends to raise the risk of heart disease. Obesity also raises blood pressure levels and brings an increased risk of developing diabetes. Diabetes in turn worsens the factors that cause heart disease. Obesity is caused by consuming more calories than we use up by way of physical activity or in our normal daily life. Particularly if you consume too many calories or too many saturated fats, trans-fats and ‘bad’ cholesterol, your blood cholesterol levels will often rise way above what they should be.