Ebook Sample Content Preview:

Chapter 10 - Getting Your Financing Set

Once you are set on the purchase of your home and the contract has been approved by the seller, you must then forward the contract to your lender who will schedule an appraisal of the house. The appraisal usually does not take a long time and will determine the value of the house based on comparisons in the area.

You should also schedule your home inspection. If you are using a real estate agent, ask them to do this for you. Your responsibility is to schedule the real estate inspection and get your financing situation. It is the responsibility of the lender to schedule the appraisal.

The seller will have the responsibility of ordering a title commitment and a survey. If the property is a condominium, no survey is required. You are entitled to a copy of the title commitment and survey prior to closing for review. If you are using an attorney, your attorney will get the title commitment and be able to review it for you.

Your real estate agent cannot act as your attorney and review title. Neither can your lender. When you go to the closing (usually held at a title company) , the escrow officer who facilitates your closing cannot give you any legal advice or explain any documents to you. If you are unsure about signing documents, you should hire an attorney.

You should be aware, however, that if you are getting a mortgage, your lender will review the title commitment and survey and make sure that everything is in good shape before proceeding. Your lender has just as much on the line as you do when it comes to the deal. In some cases, they may have more.

To get your financing set, you will need to provide your lender with documentation about the money that you are planning to use for a down payment. This entails a bank statement. If the money is a loan from a family member, you need to provide a gift letter stating that the money is a gift and they do not want to be paid back.

Ebook Sample Content Preview:

Together with Justin Koh as partner, Nelson Tan has set up Internet Mastery Center, Mastermind Eureka and Fresh Resources as his main Internet Marketing business and 14 other niche mini-sites (and still counting). Armed with all the knowledge and experience he gained from electronics and communications, IT, self-development, sales and marketing, business management, religious studies and volunteerism, he can help you seek the answers you have always been looking for. Don’t believe it? Check the quality of his answers below.

How did you get into Internet Marketing? Can you explain your journey into Internet Marketing in detail?

With my partner Justin Koh, I seriously began my journey into Internet Marketing in December 2003. In that year, Jxx Kxxxxx (name amended) was THE big headline name with the release of his 2-volume "30 Days to Internet Marketing Success". It was not hard to identify his e-book as the No. 1 best-selling product of 2003, as it made Jxx US$300,000 over an 8-month period. So that really got me intrigued over just how 'easy' it is for an 18-year-old Singaporean student, with no work experience, to earn greenbacks from all over the world, with veteran and older marketers giving him the best testimonials for his work. What I really had witnessed for myself are many factors that seemed to defy the logic of the conventional working world.

Earnings for the full year of 2004 were too little to be worthy of mention. It was a year of intensive learning, unlearning, relearning and information overload. However, upon personal reflection of the way I and my peers are brought up as part of a generation under much influence from 16-bit video games, 386/486 computer games, technological curiosity and junk mail, I already knew in my heart and mind that Internet marketing is something I can truly succeed in simply with typing fingers.

We spent too much time soul-searching, identifying and clarifying profitable online business ideas and building our first Internet Marketing site: Internet Mastery Center. With all due respect and I'm sure you readers may agree, the education system that we went through must be our Archilles' Heel because it typifies our thinking in every way in accordance to meritocracy and over-achievement. We just want to do it BIG the first time without seriously considering how to start small, and even smaller still. Along the way, we kept getting distracted with other people's Web sites and success and faltered from focusing on what WE ourselves can really contribute substantially to the Internet Marketing world.

It was much later in the year when I finally came to feel for the fact that everything that is and can be done online is not 'easy' but a very systematic and predictable process. The most significant aspect is that you can test and measure results with affordable metric software instead of leaving your business up to 'fate,’ which is what happens to Mom-&-Pops stores on street corners where no one cares to go.

The good thing about the Internet is that it really has no isolated corners. Every unknown Web site starts off on equal footing and is just one URL away! It's a matter of how many people you can tell in how short a time about your sites. That's what the 'Marketing' part is all about and is as exciting as a computer game. What some folks say about setting up "site after site, and then BAM BAM BAM!" is true. They keep their thinking short, simple and straightforward to bring home the money. That doesn't mean their simple sites have no substantial value in their content.

Anyway, we still have this one big idea—the Internet Mastery Center—to take care of. Our first commercial e-book is The Handy Hyperlink Listbook, which we will give you for free. In December 2004, Mark Hendricks organized a massive giveaway event called "12 Days of Christmas" inviting all marketers to contribute a product that visitors can get by subscribing to your mailing list. The enormous pulling power of such events never fail to help us get at least 1,000 subscribers in a week! It was our first breakthrough in list size and income. With a few more events like this in 2005 and other list-building programs, we never looked back and the rest is history.

Ebook Sample Content Preview:

86. The "Freshen It Up" Strategy

The "new (or master) resell rights every month" strategy tells your prospects that if they pay a one-time or monthly fee, they can get new products to resell all the time. They'll realize they will never have to worry about running out of fresh products to resell.

87. The "Big Collection" Strategy

The "huge resell right collection valued at ($)" strategy tells your prospects that they can get tons of resell products all at once for way lower than what you paid for them. It could be resell products, give away products, master resell rights, private label rights products, etc.

88. The "Next One Free" Strategy

The "get my future resell rights product for free" strategy tells your prospects that if they buy your resell rights product, they will get your next one for no cost when you release it. You could offer a bonus without even having created it yet.

89. The "Imagine The Profits" Strategy

The "resell it for between ($) and ($)" strategy tells your prospects to imagine making that much every time they sell one of your resell products. You could use it as an example but never fix the price and allow them to sell it for what they want to.

90. The "Quick Start" Strategy

The "quick start guide and easy to follow instructions include" strategy tells your prospects that it's easy and quick getting set up to sell your resell product. You want to give directions on picking a payment processor, changing payment links, selecting web hosting, uploading the files, etc.

91. The "Genius" Strategy

The "no programming or technical knowledge required" strategy tells your prospects that they don't need a college degree in order to resell your product. Just list the simple steps they will have to do or give them the name of someone they can hire to do it for them.

92. The "Technology" Strategy

The "we will do all the technical work for you" strategy tells your prospects that they won't have to do any programming, uploading, coding, etc. Many people are afraid of the technical side of running an online business.

Sample Content Preview

What is Hubpages.com?

The Hubpages team was founded by three guys out of Microsoft that were part of the successful startup MongoMusic. The team includes Paul Edmondson, Jay Reitz, and Paul Deeds.

Many of you may have heard of Squidoo which is a competitor of Hubpages. Basically both of them are a ?free-hosted community of content producers?. Both Squidoo and Hubpages can be ?grouped? into the Web 2.0 movement ? where user generated content rules.

Both Squidoo and Hubpages SHARE REVENUE with their content creators (YOU). In my experience the revenue numbers are still low, but the opportunity is growing. (But as you will see throughout this report, there are MANY other reasons to focus on Hubpages vs. just the revenue sharing . . .)

One of Hubpages differences is in how they share profits with the producers of the content on this free hosting / Web 2.0 platform:

“Hubpages purpose is to provide easy-to-use tools and traffic to help anyone to produce content and monetize their knowledge by creating webpages. There will be monetization programs to choose from consisting of products, advertisements and lead generation tools that each person can easily incorporate into their pages. Hubpages will split revenue with the content creator. The pages are organized in the Hubpages website based on algorithmic quality index that promotes the best pages throughout the hierarchy (based on tags) of the website. Each author will earn a reputation score called a HubScore that can be referenced to meter the quality of the content by an

Hubpages will be positioned to take advantage of the significant numbers of new web content providers that want to supplement their income through content like many people do on eBay by selling goods.

The Hubpage Version

“Squidoo: We divide up the money we receive in a very public way. First, we pay our bills. That’s direct out of pocket expenses like rent and servers and salary and benefits expenses (our CEO doesn’t take a salary, and neither does our board of directors). Then, with no other deductions, we pay 5% of our post-expense revenue directly to the charity pool, 50% directly to our lensmasters and retain the rest to pay off investors and employees.

Ebook Sample Content Preview:

Simply put, hundreds of thousands of people are looking to start their own online business and thousands and a large percentage of them will be trying to do it with internet marketing...and that is where you come in and offer them an opportunity to have their own online business, almost instantly!

And the best part is you will actually be helping these people out a great deal. Sure, you can write an e-book and teach people how to create their own online business which will take a lot of hard work...

Or you can actually give them their first online business! It really is a win-win type of deal.

Ok, selling resell rights is a great way to make money and probably the easiest way to have your very own high ticket product. But that’s not the only reasons selling resell rights is a very profitable and great way to make money on the internet...

If you convey Basic or Master Resell Rights to your product, you can leverage your marketing efforts on an army of resellers to sell your product to a wider audience, spreading your name and status at no expense on your part.

While your resellers get to keep all the profits from up-front sales, you can count on their customers to be YOUR customers as you can embed your product with your affiliate links.

You get to charge resellers customization fee if they want to re-brand certain parts of your product with their own affiliate links to enjoy back-end profits from the same customers.

This is an attractive back-end profit center for you as a Resell Rights product author as upon the release of your product, you have two appealing target markets: the niche market as you have already known, and the other – the resellers!

Resellers are usually more motivated than affiliates as they have invested some money into purchasing products with resell rights. Thus you’re leverage your marketing efforts on a more quality group of marketers.

Ebook Sample Content Preview:

88. The "Viral Article" Technique

Tell other e-zine publishers they can publish your articles with your resource box. You could contact other related e-zine or list publishers and see if they accept article submissions. Plus there are many article submission directories and submission software available today.

89. The "Opt-In Auction" Technique

Tell your potential subscribers about your e-zine on auction web sites. You could auction off a related item or product and advertise your e-zine on the same page. As you may know, some of the biggest auction sites get millions of hits an ad.

90. The "Listen To Me" Technique

Tell your potential subscribers that you offer an audio version of your e-zine or list. Many people don't like reading all the time. They will be able to listen to it if they want. It will save them time and eye strain.

91. The "Watch Me" Technique

Tell your potential subscribers that you offer a video version of your e-zine or list. Many would rather watch someone tell them the information, like on news shows. They will be able to watch and listen to your information if they want.

92. The "Keyword Clicking" Technique

Tell your potential subscribers about your e-zine or list with pay per click ads. You only pay if they click on your link. You want your advertisement to be displayed under targeted keywords and phrases or on target web sites.

93. The "Free Directory" Technique

Tell your potential subscribers about your e-zine or list by submitting it to free e-zine directories. You want your e-zine description to be as persuasive as possible. You could use many of the tips in this publication to help you with that.

94. The "Customer Reminder" Technique

Tell your customers about your list or e-zine. You could include your e-zine ad on or with every product you sell. If it's a physical product, you could insert a flyer in the package. If it’s a digital product, you could have the opt-in form linked to your web site or build it into the product.

Ebook Sample Content Preview:

Welcome to the world of programming!

First of all, I would like to congratulate you on your decision to learn one of the easiest yet powerful programming languages available – PHP.

Web Developers use PHP to create interactive, dynamic websites while making it easy to update and maintain, not to mention, prompt your visitors to purchase, join a list or even tell a friend.

What is PHP And Why Should I Learn It?

PHP has been around for over 12 years, first coming onto the scene in 1995 by a freelance software developer, Rasmus Lerdorf. He initially used PHP by creating a script that retained a log of all of the visitors that landed on his webpage.

His script would feature information on how many visits his site received and other detailed information about his website stats.

As you can imagine, It didn’t take long before he started to receive emails and messages asking how he was able to do this, and because of the overwhelming interest in his scripts, he worked to develop PHP into what is now one of the most popular and widely used programming languages on the Internet.

Throughout the years, I have seen a number of webmasters ask the question as to why they should learn PHP. In truth, there are so many benefits to learning how to implement the power of PHP into your websites that a list of potential uses would take up this ebook alone. From managing pages and updating websites quickly, to creating commercial scripts for profit, the sky is truly the limit.

Think of all your favorite websites, WordPress, Paypal, eBay or perhaps FaceBook.

They all use the power of PHP to make their website run smoothly and efficiently.

Getting Started

First of all, you will need to have access to a web server that is set up to work with PHP. Don’t let this scare you. Typically, most of the web hosting companies today will offer PHP support, so you shouldn’t have a problem finding one.

HostGator.com is an affordable solution, as is EagerHost.com. Both of these hosting companies fully support PHP.

Also, I want to make it clear that PHP is not a difficult language to learn, even if you have never tried to program before. In fact, if you are completely new to programming, PHP is often the easiest way to get started.

In the world of the wide web, there are two general types of coding languages: “Server side” and “Client side”. This means that one type is run on the web server itself, and the other is run in your web browser.

PHP happens to be a server side language. All of the processing is done on the web server itself, and the result is delivered to your web browser as HTML (which, by the way, is a Client side language). To begin, php code looks like this:

? closes your code

In fact, PHP always begins with

If your code is not contained within these tags, the PHP engine on the web server will display errors or ignore it all together.

Another important point to make is that pages that contain php must end in .php in order to work correctly. This means if you create an index page that contains php code, it must end in .php such as index.php, not index.html. If you use .html, the webserver will once again ignore it. (There are a few exceptions to this but we will cover that in a later chapter).

You should also know that PHP can be embedded into HTML, and you don’t have to have raw PHP code in a PHP file, you can always switch between HTML and PHP, all on one page, as long as the page extension is .php (index.php, etc).